If you’re looking for a car in the Charlotte area and you have bad credit, you’re probably feeling frustrated, overwhelmed, or even discouraged. If you’ve been turned away at traditional dealerships, it might be time to visit a buy here pay here dealership instead. Unlike traditional dealerships, buy here pay here dealerships like your Charlotte J.D. Byrider are willing to offer financing to people who have no credit or bad credit.
The J.D. Byrider Difference
Here at J.D. Byrider, we like to say we’re better than a buy here pay here dealership. That’s because we are so committed to helping you drive home in a quality vehicle as a step toward rebuilding your bad credit. Our approval process is quicker and easier than at other dealerships because we offer in-house financing, meaning that you don’t need to be approved through a bank. You also won’t have to wait around for hours to hear about your financing options. In fact, we offer instant approval through our website that won’t affect your credit score.
When you come to our dealership to discuss your financing options, we look at more than just your credit score. If you’ve looked at our financing steps, you’ve probably noticed that we ask for some documents many traditional dealerships don’t, like personal references and pay stubs. Our customers are more than just their credit scores, and we look at your financial present rather than just your financial past.
Even after you’ve been approved for financing and purchased your car, we remain committed to helping you improve your credit score. J.D. Byrider is unique because we report your on-time payments to all three major credit bureaus. Most creditors don’t provide this service, and instead only contact credit bureaus to report late or missing payments. At J.D. Byrider, by simply making your car payments, you’re working to rebuild your credit. We also offer flexible payment schedules to make on-time payments even easier. You can schedule your payment due dates around your paychecks to make sure that you always have enough cash to make your payments on time.
We understand that buying a car, especially when you have bad credit, is a significant investment. Unlike other buy here pay here dealerships, you can trust in the quality and reliability of every J.D. Byrider vehicle. Our cars pass a thorough inspection process, including a 20-minute test drive. We only buy cars with clean titles and only sell cars that have passed our mechanics’ 92-point inspection***. All of our vehicles also undergo thorough reconditioning, so you can be sure that all of your car’s features work before you drive away.
Don’t forget that your car will need regular maintenance, like oil changes, tire rotations, and windshield wiper replacements. Servicing your J.D. Byrider car is easy and convenient, as you’ll simply bring it to the Charlotte location. Our customer-only maintenance center offers low-cost repairs to help you protect your investment and make sure that your car lasts as long as possible.
If you have bad credit or no credit and need a car, a buy here pay here dealership is your best option in Charlotte. But J.D. Byrider is better than a buy here pay here because of our individual attention to our customers. Over the past 25 years, we’ve helped many happy customers drive away in reliable, safe, and affordable used cars. Come to the Charlotte dealership today to see how we can help you!